Balancing A Checkbook For Fraud and Identity Theft Protection and New Tools To Help Battle Identity Theft

Balancing Checkbook

The errors based on small mistakes or transposed numbers can be easily corrected. There is another possibility that if you see transactions on your bank statements that you don’t recognize that your account or your identity may have been compromised. Identity theft is a very rapidly growing crime and we should take precautions to keep information private.

  1. Never give out your passwords for debit cards or online banking. Be diligent by accessing your online accounts frequently and if you use a public computer such as your workplace or at the library.
  2. Be certain that you always log out of your account before you walk away. If you do see transactions that you know they are not yours call your bank immediately. They can help you get a resolution and stop future fraud attempts.
  3. In many cases, fraudulent bank activity can be reversed but you should start by calling the financial institution where you do your banking and make an inquiry about the suspect transactions. Again be diligent and stay on top of your banking activity and be aware of transactions that should be happening so that you can spot those that shouldn’t.

New tools coming to help battle identity theft

Families all around Oceanside are checking credit card statements after a possible data breech at city hall. John has a local organization launching new tools that could help their families protect in the future. Many will go onto the website and pay their utility bills using their credit cards. That was fine until mysterious charges showed up. One woman told me off camera her family got hit with a $50 i tunes charge. This man said a thief spent nearly $700 as a bar b-q store. It’s unclear how much personal information the hackers got. That’s why Oceanside is asking residents to place fraud alerts on their credit file and get copies of their credit report.

Identity Theft Resource Center

A local nonprofit called the identity theft resource center just signed a deal with one of the major reporting bureaus. They will teach things like not storing your social security number and tax returns on your computer and turning it off when are you not using it. While placing a 90 day fraud alert on your credit report is free, extra monitoring services can cost you $20 a month. That’s money you may be able to keep while learning what to watch for in advance. You have not responsible for fraud lent charges on your card. The new tool should be up in


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