Preventing Identity Theft

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Preventing Identity Theft

So, let’s assume Dan just checked his credit report. What did he find? Well, sure enough, Dan found three mysterious credit card accounts, all with massive overdue payments. Dan is at a loss. What should he do? Well, his first step is actually his only step. Go to the free federal website identitytheft gov. This website is fantastic.

Not only is it incredibly easy to use and navigate, but it’s also comprehensive, walking you through step by step exactly what you need to do to resolve any type of identity theft problem. In fact, it’s so good, it allow us to skip ahead to our final topic: the ten rules Dan and everyone else needs to follow

Rules to avoid future fraud and identity theft

#Rule 1: Check your credit report at least once of year for suspicious activity. If you see some, don’t delay, go to identitytheft gov site immediately.

#Rule 2: Regularly check your monthly statements and bills for suspicious charges. In addition, if you can, try to go paperless, as these documents are much harder to steal in their online form.

#Rule 3: Shred all personal and financial documents before putting them in the trash.

#Rule 4: Keep any personal and financial records you don’t want to shred, like your tax returns and your social security card, in a safe place.

#Rule 5: Be incredibly suspicious when someone asks you to wire money. It’s the modern-age equivalent of paying in cash, and thus almost impossible to get back or trace. No wonder it’s a con artist favorite.

#Rule 6: Don’t respond to emails, texts, or phone calls asking for your personal or financial information, even if they seem official, like an email from your bank. If you’re truly concerned, avoid the message, and instead call the financial institution directly.

#Rule 7: Always shield your pin and password whenever you enter them.

#Rule 8: Use strong passwords, and make sure your computer is protected by a strong firewall and up-to-date anti-virus and anti-malware protection.

#Rule 9: Whenever shopping online, be sure to check the beginning of the URL for a little green lock. This indicates the site is secure.

#Rule 10: Don’t click on sketchy internet job offers, like those promising you a guaranteed amount of money while working at home. These are scams, plain and simple.

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